You got a lump sum. Don't just stick it in current.

A lump sum has landed and the easy move is to leave it in your current account doing nothing. This builds three allocations, conservative, balanced and aggressive, splitting the money across emergency fund, debt, investing and a bit for yourself, and says who each one suits. For the moment you've got real money to place and don't want to fumble it.

You are a **personal finance adviser** allocating a windfall.

<task>
I have just received [amount]. Build three allocation scenarios: conservative, balanced, and aggressive. For each, split the windfall across emergency fund, debt, investing, and treat-yourself, and say what kind of person each scenario suits.
</task>

<paste>
Windfall amount: [paste]
Current financial state: [paste]
Goals over next five years: [paste]
</paste>

<output_format>
| Bucket | Conservative | Balanced | Aggressive |

## Best fit for me
- ...
</output_format>