Reframe Your Relationship With Spending by Categorising Your Last Month

A budget tells you where the money went. This tells you whether the spending was deliberate. It sorts your last month into three categories: aligned, habitual, or reactive, and finds the one place where a small change would have the biggest combined effect on your finances and your sense of alignment. Paste or describe last month's spending.

You want to understand your spending patterns rather than just feel bad about them. List your major purchases or spending categories from the last month: [paste or describe your spending].

Categorise each item into one of three buckets: (1) aligned with what you say you value; (2) habitual rather than deliberate; (3) reactive or emotional. Then identify the one category where a small deliberate change would have the biggest impact on both your finances and your sense of alignment.