Translate Your Bank Statement Into a Category Breakdown

Your bank statement is a list of numbers with merchant names. This turns it into a category breakdown: total per category, the three that surprise you most, anything that stands out as irregular, and your fixed-versus-variable ratio. Paste the transactions or describe your general spending areas.

You want to understand where your money actually went last month. Paste or describe your recent transactions: [paste bank statement lines or describe your spending areas].

Translate the transactions into: (1) a breakdown by category with a total for each; (2) the three largest categories and whether the amount surprised you; (3) any transaction that does not obviously belong to a regular need; (4) your estimated fixed versus variable spend ratio.

Present the result as a simple table with a brief note on anything unusual.