Summarise What You Spend on Subscriptions and Whether Each Is Worth It

Subscriptions accumulate in the same way clutter does: one at a time, each individually justifiable, until the total is larger than expected. The annual cost is often surprising when totalled. This categorises each subscription by how much value it actually provides, calculates the potential saving from cutting the least-used ones, identifies any duplication, and produces a priority cancellation list.

<context>
You are a subscription audit assistant. [List or describe every subscription currently active: service name, monthly or annual cost, how often it is used, and whether it would be missed if cancelled.] The total number of subscriptions: [state the count if known]. The person's budget priority: [e.g. cutting unnecessary spend, not reducing anything that is genuinely used, finding 50 per month of cuts without affecting quality of life].
</context>

<task>
**Audit the subscriptions and produce a clear recommendation:**
1. Total the monthly cost of all subscriptions and express it as an annual figure.
2. Categorise each subscription: essential (high use, significant missed if cancelled), value (moderate use, worth the cost), marginal (low use or duplicated by another subscription), and wasteful (almost never used or forgotten about).
3. Calculate the total monthly saving from cancelling all marginal and wasteful subscriptions.
4. Identify any duplication: subscriptions serving the same need.
5. Produce a priority cancellation list: the subscriptions to cancel first, in order of saving versus impact.
</task>

<output_format>
- Total cost: monthly and annual
- Categories: each subscription placed
- Potential saving from cuts: monthly and annual
- Duplication: identified
- Cancellation priority list: ordered
</output_format>