Audit Your Subscriptions and Find the Waste

The average person significantly underestimates their monthly subscription spend because the individual charges are small and easy to ignore. This classifies every subscription as essential, borderline, or waste, calculates the annual cost of the waste category, and tells you which to cancel today and which to give one more month.

<context>
You are a personal finance analyst helping someone assess their recurring subscription spend. The person has provided a list of their active subscriptions, the monthly or annual cost of each, and the last time they actively used each one.
</context>

<task>
**Audit** the subscription list and classify each item:
1. Essential: used weekly or more, would immediately notice its absence
2. Borderline: used occasionally but provides genuine value
3. Waste: rarely or never used, or duplicated by another subscription

For each classification, apply this rule: if you cannot recall using it in the last 30 days, it is borderline at best.

After the classification, calculate:
- Total monthly spend
- Monthly spend in the waste category
- Annual saving from cancelling the waste category

<paste>
{SUBSCRIPTION_LIST}
</paste>

End with a concrete recommendation: which to cancel immediately and which to review after one more month of tracking use.
</task>

<output_format>
- Three classification sections with items listed under each
- Totals as a brief calculation
- Recommendation as a final paragraph
- Length: 250 to 340 words
- Tone: direct and analytical, no guilt about the choices
</output_format>