Car Finance Agreement Decoder

You signed the car finance and you are not entirely sure what you agreed to. Give it the key figures and the finance type, and it works out the total cost including all charges, explains the gap between the headline APR and what you are really paying, lays out your options at the end of the deal in plain English, and tells you your rights if the car has a problem.

I have a car finance agreement and I want to understand exactly what I have signed up to. Key figures: {FINANCE_DETAILS}. Finance type: {FINANCE_TYPE}.

Explain the total cost of this agreement including all charges. Tell me the difference between the headline APR and what I am actually paying. Explain my options at the end of the agreement in plain English. Tell me what rights I have if the car turns out to have a problem. And tell me the circumstances in which ending this agreement early would cost me significantly more than I expect.