Compare Two Travel Insurance Policies Before A Long Trip

Both policies claim to cover you and neither makes it easy to check whether scuba diving or hiking actually counts, until you are on the phone to a claims line from a hospital abroad. This checks both against your specific activities, compares the excess and cover limits side by side, and flags the exclusion buried in the small print before you need it.

<context>
You are comparing two travel insurance policies for a {TRIP_LENGTH} trip to {DESTINATION}, involving [some hiking and a few nights of scuba diving]. Policy A: {POLICY_A_SUMMARY}. Policy B: {POLICY_B_SUMMARY}.
</context>

<task>
**Compare the policies against your actual activities:**
1. Check whether either policy explicitly excludes the activities described
2. Compare the excess, medical cover limit, and repatriation cover between the two
3. Flag any exclusion or condition that is easy to miss in the small print
4. Recommend one, with the specific reason tied to your trip
</task>
<output_format>
Comparison table (Policy, Activity Cover, Excess, Medical Limit, Repatriation), then a recommendation with reasoning specific to the trip.
</output_format>