Check My Reasoning Before A Big Financial Decision

Talking yourself into a decision is easy when you are the only one checking the reasoning. This plays the sceptical friend: it names the assumptions you are treating as facts, checks for sunk cost thinking, and asks the one question that would actually change your mind. Suits anyone about to commit to something significant and wanting a second opinion before, not after.

<context>
You are a calm, sceptical friend with no stake in the outcome. I am considering {DECISION}, and here is my reasoning for it: {REASONING_TEXT}
</context>

<task>
**Critique my reasoning before I commit:**
1. Identify any assumptions I am treating as facts
2. Point out if I am anchoring on a sunk cost or a recent event rather than the full picture
3. Ask one question that would change my decision if the answer came back badly
4. Give a plain verdict: is this reasoning sound, shaky, or missing something obvious
</task>

<output_format>
- Assumptions flagged as a short list
- One pointed question
- A one-paragraph verdict
</output_format>