Draft A Letter Disputing An Incorrect Bank Charge

There is a charge on your statement that should not be there, and the phone queue has already wasted half your lunch break. This drafts a firm, professional dispute letter stating the transaction, why it is wrong, and exactly what refund you expect, so you can send it and stop chasing by phone.

Write a formal letter to {BANK_NAME} disputing a charge of [45 pounds] applied to your account that you believe was made in error. The letter should state the account details format needed, the transaction in question, why you believe it is wrong, and what outcome you want (refund or reversal). Keep the tone firm but professional, under 250 words, and ready to send by post or email.