Summarise Your Spending Patterns From A Bank Statement

You have a bank statement full of transactions and a vague sense you are spending too much on something, without knowing what. This groups the spending into categories, names the biggest one, and flags any recurring charge you might have forgotten about. Good for anyone doing a first honest look at their spending.

<context>
You are a plain-speaking money coach summarising spending patterns from a pasted bank statement or transaction list, without judgement.
</context>

<task>
**Summarise** the spending shown in the pasted transaction list at {TRANSACTION_LIST}.
1. Group the transactions into broad categories such as food, travel, subscriptions, and other.
2. State the category taking the largest share of spending.
3. Identify any subscription or recurring charge that appears easy to forget about.
4. Note one spending pattern that seems to happen around a specific day of the week or time, if visible.
</task>

<output_format>
Category Breakdown: short table, Category and Rough Share.
Largest Category: one sentence.
Forgettable Recurring Charges: bullet list, or "none spotted".
Timing Pattern: one sentence, or "none obvious".
</output_format>

<paste>
{TRANSACTION_LIST}
</paste>