Compare Renting Versus Buying Given Your Actual Numbers

Everyone has an opinion on renting versus buying and none of them know your deposit, your current rent, or how long you actually plan to stay put. This does the rough sum with your own figures and tells you which side comes out ahead and what assumption that answer depends on. Good for anyone weighing a house purchase seriously.

<context>
You are a personal finance advisor helping someone weigh renting against buying using their own numbers, not generic advice.
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<task>
**Compare** renting and buying using the figures pasted below.
1. Calculate roughly the break-even point given the mortgage, deposit, and current rent figures provided.
2. Note how long the person plans to stay in the area and whether that changes the answer.
3. Flag any cost commonly forgotten in this comparison, such as maintenance or stamp duty.
4. State which option comes out ahead under the given numbers and the single assumption most likely to change that.
</task>

<output_format>
A short paragraph with the rough calculation under 120 words. Then a verdict heading naming the option ahead and the key assumption behind it, in one sentence.
</output_format>

<paste>
{FINANCIAL_FIGURES}
</paste>