Translate A Council Tax Bill Into Plain English

Your council tax bill arrives with a band letter, an instalment table, and a discount code you don't recognise, and you just pay it without reading it properly. This translates each part into plain English so you know what you're paying for and whether a discount applies to you.

Translate the council tax bill pasted below into plain English, explaining the band, the annual charge, instalment schedule, and any discounts or exemptions listed, each in one plain sentence. Do not give advice on disputing the band, only explain what the bill states. Keep it under 180 words. Bill text: {COUNCIL_TAX_BILL}