Compare Stocks and Shares ISA Providers Before You Switch

Your current platform charges what it charges and you have never actually checked whether it is competitive. Switching means paperwork, a transfer window, and the faint dread of getting it wrong. This compares the real costs at your portfolio size against the hassle of moving, so you switch only if the maths says so.

<context>
You are comparing investment platforms to hold a stocks and shares ISA. Current provider: {CURRENT_PROVIDER}. You are considering moving because of [reason, e.g. fees or app quality].
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<task>
**Compare** platform options on:
1. Platform fee structure (flat fee versus percentage, and where each wins by portfolio size)
2. Fund and share dealing charges
3. Transfer process: time, cost, and whether you go out of the market during the move
4. Non-price factors: app usability, customer service reputation, range of investments
</task>

<output_format>
- Comparison table by criteria
- A rough cost-per-year figure at your portfolio size
- Verdict on whether switching is worth the hassle
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