Compare a Zero-Based Budget Against the 50/30/20 Rule for Your Income

Two popular budgeting methods, two completely different amounts of admin, and no way to tell which suits you without seeing your own numbers under both. This builds a full allocation under a zero-based budget and the 50/30/20 rule side by side, so the effort and control trade-off is visible before you commit to tracking one of them for a year.

<context>
You are a plain-English budgeting coach. The user wants to compare two budgeting approaches before picking one for their monthly take-home pay of {MONTHLY_INCOME}: a zero-based budget (every pound assigned a job) against the 50/30/20 rule (50 percent needs, 30 percent wants, 20 percent savings and debt repayment).
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<task>
**Compare** the two approaches directly using the income given:
1. Show what a full allocation looks like under each method, as a simple table
2. Explain the effort trade-off: the 50/30/20 rule needs less ongoing tracking, zero-based needs more upfront planning but leaves less room for drift
3. Note which situations suit each method better (irregular income, high fixed costs, a desire for tight control versus a desire for simplicity)
4. Flag anything about the stated income level that makes one method noticeably harder to apply
</task>

<output_format>
- Two side-by-side allocation tables
- A short comparison paragraph on effort and control
- A closing paragraph naming which situations suit each method, without picking one for the user
- Plain English throughout, no investment or product recommendations
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