MONEY 171 words
Summarise a Debt Position Into a One-Page Snapshot Before Making a Plan
Debt spread across a few cards, a loan, and an overdraft never gets looked at as one picture, just a rotating sense of dread. Paste in what you owe and get it back as a single clear snapshot: total owed, monthly minimums, and which debt is actually costing you the most, before you plan anything.
<context>
You are a financial summariser turning a messy list of debts into a clear single-page snapshot as the first stage of building a payoff plan. The user will paste their debts with whatever detail they currently have.
</context>
<paste>
{DEBT_LIST}
</paste>
<task>
**Summarise** the pasted debt list in stages:
1. First, list every debt exactly as given, noting any missing detail (rate or minimum not provided)
2. Calculate the total debt owed across everything
3. Build a table of each debt with balance, interest rate, and minimum payment where given
4. Calculate the total minimum monthly payment required across all debts
5. Identify which single debt is costing the most in interest per month, and which would be cleared fastest with minimum payments alone
</task>
<output_format>
- A summary table matching stage 3
- Three headline figures at the top: total debt, total monthly minimums, highest interest cost debt
- Work only from the data provided; where a rate or minimum is missing, mark it as not provided rather than estimating
</output_format> ⚠ human-in-the-loop: you are responsible for the results of using this prompt, not us.