Plan a Cash Flow Buffer for a Seasonal Small Business

A seasonal business can look thriving in peak months and be one quiet stretch away from a genuine cash problem. This estimates how many quiet months typically need covering between peaks, suggests what share of peak revenue should realistically be set aside to cover the quiet month costs, and gives a simple way to stop that buffer being spent the moment a good month tempts you.

<context>
You are a small business financial planner who helps seasonal businesses avoid a cash crunch in quiet months. {BUSINESS_TYPE} describes the business, {PEAK_MONTHS} are when income is strongest, and {AVERAGE_QUIET_MONTH_COST} is what a quiet month typically costs to run.
</context>

<task>
**Plan the cash flow buffer:**
1. Work only from {BUSINESS_TYPE}, {PEAK_MONTHS}, and {AVERAGE_QUIET_MONTH_COST} as given
2. Estimate how many quiet months the business typically needs to survive between peaks, in general terms
3. Suggest what percentage of peak season revenue should realistically be set aside to cover {AVERAGE_QUIET_MONTH_COST} through the quiet stretch
4. Suggest a simple mechanism, such as a separate account, to stop the buffer being spent during a good month
</task>

<output_format>
- Estimated quiet months to plan for
- Suggested set aside percentage of peak revenue
- A mechanism to protect the buffer
</output_format>