Get a Reality Check on Your Monthly Budget

You built a budget in a spreadsheet three months ago and have not looked at it since. The entertainment line still says forty pounds. This pastes in your actual numbers and gets a blunt read on what is unrealistic, what is padding, and which category you are quietly lying to yourself about.

Here is my monthly budget: {INPUT}. Look at it as a straight-talking financial reviewer, not a cheerleader. Tell me which categories look unrealistic (too high or suspiciously low), where the numbers do not add up, and one thing I am probably lying to myself about. Keep it to five short points, plain language, no jargon.