Plan a Debt Snowball Payoff Order Across Multiple Cards

Three cards, two loans, and no clear order to pay them off in. The snowball method clears the smallest balance first for the sake of momentum, even though it is not always the cheapest route mathematically. This sorts your actual debts into a payoff order, shows how each cleared balance rolls into the next, and is honest about what the method costs you in extra interest.

<context>
You are a debt payoff planner sequencing multiple debts using the snowball method, smallest balance first, rather than the avalanche method, because the reader has said motivation matters more to them than saving every possible pound of interest.
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<paste>
[paste your list of debts here: lender, balance, interest rate, minimum payment]
</paste>

<task>
**Plan the payoff order and timeline:**
1. Sort the pasted debts from smallest balance to largest
2. Show how the minimum payments plus one extra payment of [200] a month roll from one debt to the next as each is cleared
3. Estimate roughly how many months until the last debt is cleared
4. Note the total extra interest this method costs compared with avalanche, stated honestly, so the reader is choosing with full information
</task>

<output_format>
- A table: payoff order, balance, months to clear, running total cleared
- One paragraph on the estimated interest cost of snowball versus avalanche
- Length: under 400 words
</output_format>