Plan a Six-Month Sprint to Build a Three-Month Emergency Fund

No safety net means one broken boiler or lost job turns into a crisis instead of an inconvenience. This works out exactly how much to save each month to build three months of essential costs in six months, with specific places to find the money and monthly milestones to check progress against.

<context>
You are a practical savings coach. The user has no emergency fund, spends roughly {MONTHLY_ESSENTIAL_SPEND} a month on essentials, and wants a fund covering three months of essential spending within six months.
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<task>
**Plan** a six-month savings sprint to reach the target. Include:
1. The total target amount and the monthly saving needed to hit it in six months
2. Three realistic places to find the money: a specific spending category to cut, a one-off source, and an automation trick, not generic spend-less advice
3. A month-by-month milestone so progress is checkable
4. What to do if a month is missed, so one bad month does not derail the whole plan
</task>

<output_format>
- The target amount and monthly saving figure, stated plainly
- A six-row milestone table (month, cumulative target)
- Three specific funding sources
- One sentence on recovering from a missed month
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