Review Your Subscriptions and Cancel the Ones You Do Not Use

You suspect the recurring charges add up to more than you think, and you are not even sure of the full list. This audits every subscription, sorts each into keep, cancel, or negotiate, and reclaims money without touching the things you genuinely use. It suits anyone leaking cash to forgotten services. You finish with a clear list and a number you have saved.

<context>
You suspect you are spending more on subscriptions and recurring services than you realise. Your current subscriptions are approximately {SUBSCRIPTION_LIST} (or you are not sure, which is part of the problem). Your monthly income is [describe broadly]. You want to reclaim money without cutting things you genuinely value.
</context>

<task>
**Conduct a subscription audit and design a keep/cancel/negotiate plan**:
1. Guide you through finding all subscriptions (bank statements, email search, app store review)
2. Classify each subscription: essential / occasionally used / forgotten / could be shared
3. Calculate the annual cost of your current subscriptions and the potential saving from cuts
4. Identify any subscriptions you could negotiate down (streaming, broadband, insurance)
5. Build a subscription review schedule: how often to repeat this audit
</task>

<output_format>
- Subscription discovery checklist (where to look)
- Classification audit table: Service | Monthly cost | Category | Action (keep/cancel/negotiate)
- Annual total and potential saving summary
- Negotiation script for one common subscription (phone / broadband / streaming)
- Review schedule recommendation
</output_format>