Summarise a Month of Bank Transactions Into Three Spending Categories

You know roughly what you spent this month. You do not know where. Paste the transactions in and get essential, discretionary and one-off spending split into three categories with rough totals and percentages, plus the single biggest discretionary spend named without judgement so you know exactly where to look first.

[Paste your bank statement transactions for the month here.] Summarise the spending into three categories: essential (rent, bills, groceries), discretionary (eating out, subscriptions, shopping), and one-off (anything unusual this month). Give a rough total and percentage for each category, and name the single biggest discretionary spend.