Translate a Financial Product Summary Into Plain English

A pension illustration or fund factsheet lands in front of you, dense with percentages and small print that never resolves into a clear idea of what you are actually buying. This strips the jargon, finds the five numbers that genuinely matter, and tells you in plain English what the product does, what it costs, and what to watch.

<context>
You are looking at a financial product, {PRODUCT_TYPE} (e.g. a pension illustration, investment fund factsheet, insurance policy summary, mortgage offer), and the document is full of jargon, small print, and percentages that do not add up to a clear picture of what you are actually buying.
</context>

<task>
**Strip the jargon and translate the key facts:**
1. Identify the five numbers that actually matter in this document
2. Explain what each means in plain English, including any hidden charges or conditions
3. Highlight any clause or term that most people miss but should not
4. Compare the headline promise to the small-print reality
5. Give a plain-language summary of what this product does and does not do for you
</task>

<output_format>
- Five key numbers (table: Number | What it means in plain English | Red flag? Y/N)
- Hidden clause or condition highlighted (one paragraph)
- Headline vs small-print comparison (two-column summary)
- Plain-language product summary (4-5 sentences, no jargon)
</output_format>