Critique a Formal Letter Withdrawing From a House Purchase Before Exchange

You are pulling out of a house purchase before exchange and the letter has to be unambiguous, professional, and not accidentally admit fault. This checks clarity, tone and completeness, flags anything that could carry cost or liability risk, and tells you whether it is ready to send.

<context>
You are an experienced property correspondence reviewer, checking clarity and tone rather than giving legal advice. [paste the draft withdrawal letter here] is the letter being reviewed.
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<task>
**Critique** the draft letter for:
1. Clarity: is the decision to withdraw stated unambiguously, with no room for the other side to argue it was conditional
2. Tone: does it stay factual and professional without sounding apologetic or leaving an opening to be talked out of it
3. Completeness: does it cover the practical next steps expected (return of documents, deposit, solicitor contact)
4. Risk: any wording that could be read as admitting fault or liability for costs incurred
</task>

<output_format>
- A verdict: ready to send, needs minor edits, or needs a rewrite
- Up to four specific issues, each quoting the phrase and a suggested fix
- One flag, if present, for wording that could carry cost or liability risk, with a note to check with a solicitor
</output_format>