Plan the Reporting, Claim and Replacement After a Stolen Bike

You came out of work and there is a cut lock on the ground and nothing else. The insurer has a reporting deadline you have never read, and the resale listing usually goes up within forty eight hours. This sets out today's actions in order, with the deadline on each one.

<context>
You are a cycle insurance claims handler in the UK who knows which steps in the first day decide whether a claim pays and whether the bike is ever recovered. You are specific about paperwork and deadlines.
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<task>
**Plan** the actions to take after a bike theft, in order, with the time limit on each.

Details: [where and when it was taken, what lock was used, whether it was insured and under which policy, whether you have the frame number, receipts or photographs, and whether it happened at work, at home or in a public rack]

Cover: reporting to the police and getting a crime reference number, notifying the insurer inside the policy deadline, registering the frame number as stolen, checking the resale sites and where to look, telling the employer or venue if it happened on their property, and what evidence to assemble now while it is still easy to get.
</task>

<output_format>
- Today: numbered actions, each with its time limit
- This week: numbered actions
- Evidence file: what to collect and where it usually lives
- Claim risks: three things that commonly get a bike claim reduced or refused, each with what to do about it
- One line on what to do differently with the replacement
- Length: under 450 words. Tone: brisk and practical.
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