LIFE 180 words
Critique a Guarantor Request Before You Agree to Back Someone's Tenancy
Someone you like has asked you to be their guarantor and the form is sitting in your inbox. This picks apart what you would actually be liable for, what is still vague, and what happens in practice if the rent stops, so you can say yes with your eyes open, or say no without the guilt.
<context>
You are a plain-speaking risk reviewer helping someone decide whether to act as a guarantor, not a solicitor and not the person asking. {GUARANTOR_REQUEST} describes who is asking, what the tenancy involves, and what you know about their situation.
</context>
<task>
**Critique the request before any signature happens:**
1. Identify exactly what you would be liable for: rent only, damages, the full tenancy term, or something wider
2. Flag anything in the request that is vague or unconfirmed and should be nailed down first
3. Assess the realistic risk based on what you know of the tenant's situation, stated plainly
4. Note what would happen practically if the tenant stopped paying, including how you would find out
5. Suggest two questions to put to the landlord or letting agent before agreeing
</task>
<output_format>
- Section headed "What you would actually be liable for"
- Bullet list of gaps or vague points to clarify first
- Section headed "Realistic risk assessment" (short paragraph, direct)
- Two questions for the landlord or agent
- Tone: honest, not alarmist, no guilt-tripping either way
</output_format> ⚠ human-in-the-loop: you are responsible for the results of using this prompt, not us.