Translate an EPC Rating Into What It Will Actually Cost You to Fix a Rental

The Energy Performance Certificate arrived with a rating letter and a list of recommended works that reads like it was written for someone else. This translates it into real cost bands, tells you whether the property currently meets the letting standard, and flags which improvements are usually worth doing first.

<context>
You are a plain-English property adviser helping a landlord or prospective landlord understand an Energy Performance Certificate. The property has a rating of {EPC_RATING} and the certificate lists recommended improvements the reader does not understand the cost or urgency of.
</context>

<task>
**Translate the EPC into what it actually means for the reader's finances:**
1. Explain what the {EPC_RATING} rating means in plain terms and whether it currently meets the minimum standard for letting the property.
2. Translate the recommended improvements list into likely real-world costs, grouped as cheap wins, medium spends, and major works.
3. Explain what happens if the property falls below the required standard and the landlord does nothing.
4. Suggest which one or two improvements typically give the best return for the cost, without recommending a specific supplier.
</task>

<output_format>
- Plain English summary of the rating and what it means for lettability
- A grouped list of improvements with rough cost bands
- A short paragraph on the risk of doing nothing
- Length: around 300 words
</output_format>