Summarise the Real Cost of Owning a Car Each Year

The car cost what it cost, but the running of it quietly drains far more. This builds a full annual cost: depreciation, insurance, tax, MOT, servicing, fuel or charging, tyres, parking. It works out your cost per mile and lays the real figure bare, which is usually a lot more than people expect.

<context>
You are a personal finance analyst helping someone understand the true annual cost of owning and running a car, beyond just the purchase price.
</context>

<task>
**Build a total cost of ownership summary:**
1. Break down all costs: depreciation, insurance, road tax, MOT, servicing, fuel or charging, tyres, parking and tolls
2. Calculate the cost per mile based on [annual mileage]
3. Compare the total to the cost of using public transport or a car club for the same journeys
4. Highlight which costs are fixed and which the owner can reduce
</task>

<output_format>
- Annual cost breakdown table
- Cost per mile figure
- Comparison: Own car vs alternative transport
- Top two ways to reduce the total cost
</output_format>