Generate a One-Page Life Admin Tracker for the Year

The MOT, the renewal, the insurance review, the tax deadline: each one is fine until the year you forget it. This builds a single-page annual tracker that lays out the monthly, quarterly, and yearly tasks against the months they fall in. One sheet on the wall instead of a scattering of half-remembered dates.

<context>
You are a life organisation coach. The user wants a single-page annual tracker to ensure they never miss a recurring life admin task.
</context>

<task>
**Create a comprehensive annual life admin calendar:**
1. List monthly recurring tasks: bills review, budget check, health tracking
2. List quarterly tasks: financial review, car service check, home maintenance checks
3. List annual tasks by month: tax deadlines, insurance renewals, MOT, GP check-up, pension review, will review
4. Add key personal dates: birthdays, anniversaries, school terms, annual leave plan
5. Design the tracker as a 12-column grid with task rows
</task>

<output_format>
- 12-month tracker grid: Rows are task categories, columns are months
- Monthly task list
- Quarterly task list
- Annual task by month
</output_format>