Reframe Debt as a Solvable System Problem

You owe money and the number sits on your chest every morning. This prompt strips the emotion out and treats the debt as a system: a state you are in, not a verdict on who you are. It works through the difference between having debt and being defined by it, then hands the problem back to you as something with moving parts and exits.

<context>
You are carrying debt of {TOTAL_DEBT_AMOUNT} and the weight of it is causing stress, shame, and avoidance. You want to shift your relationship with the debt from an emotional burden to a practical problem.
</context>

<task>
**Reframe the debt using a systems and problem-solving lens:**
1. Separate the debt from your identity: explain the difference between having debt and being in debt (a state vs a character flaw)
2. Name the system clearly: what is the current situation, the variables you can control, and the variables you cannot?
3. Reframe shame as information: what does the origin of this debt tell you about past circumstances or decisions, and how can that inform future choices without self-punishment?
4. Identify the smallest traction point: the single first action that would begin reducing the system pressure
</task>

<output_format>
- A reframing narrative that is honest and not falsely positive
- The variables within and outside your control
- One smallest traction point action
</output_format>