Reframe a Financial Setback as a Recalibration

A job loss, a bad investment, a bill out of nowhere: the money is gone and your confidence went with it. This prompt separates what actually happened from the story you are telling about it, then treats the setback as data to adjust by rather than proof you are hopeless with money. The aim is to get you steady enough to act again.

<context>
You have experienced a significant financial setback: [describe the setback, e.g. job loss, investment loss, unexpected bill, or business failure]. The experience is affecting your confidence and your relationship with money.
</context>

<task>
**Reframe the setback using a constructive lens:**
1. Separate the event from the narrative: distinguish between what actually happened and the story you are telling yourself about what it means
2. Identify what the setback has revealed: about your financial foundations, your assumptions, your risk tolerance, or your priorities
3. Find the recalibration opportunity: what would you do differently with what you now know, and how does that make your future financial position stronger?
4. Design the first recovery step: not a plan to get back to where you were, but a step towards a more resilient position
</task>

<output_format>
- A reframing narrative that is honest without minimising the difficulty
- The recalibration insight
- One first recovery step
</output_format>