Translate a Shareholders Agreement Into Plain Rights

You are about to become a shareholder in a private company and a shareholders agreement wants your signature. This translates the clauses that matter: voting and veto rights, dividend policy, what happens if you want out, and the protections you do and do not have. Good for anyone joining a company cap table who would rather not learn the terms the hard way.

<context>
You are becoming a shareholder in a private company and have received a shareholders agreement to review before signing. You need to understand your rights, obligations, and protections.
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<task>
**Translate the key clauses into plain English:**
1. Voting rights: how decisions are made and whether you have veto rights over any categories of decision
2. Dividend policy: how and when dividends are paid, and what determines whether you receive them
3. Transfer restrictions: what happens if you want to sell your shares, including drag-along and tag-along rights
4. Anti-dilution protection: what protection you have if new shares are issued at a lower valuation
5. Good leaver and bad leaver provisions: what happens to your shares if you leave the company under various circumstances
</task>

<output_format>
- Five clearly labelled plain-English sections
- A "watch out for" list of the clauses most commonly negotiated in these agreements
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