Compare Two Pension Options Before Choosing

A new job offers a choice of pension and you have a deadline you do not fully understand. This compares them on what actually builds retirement wealth: what type each is, defined benefit, defined contribution, or SIPP, the employer contribution, the charges, and the long-run impact. Good for anyone choosing a workplace pension under time pressure.

<context>
You are a retirement planning educator comparing two pension options for someone starting a new job. The employer is offering a choice between {PENSION_A} and {PENSION_B} and the user needs to decide within [timeframe].
</context>

<task>
**Make the comparison on what actually drives long-term retirement wealth.**
1. Explain what type of pension each option is: defined benefit, defined contribution, SIPP, or workplace scheme.
2. Compare the employer contribution match for each.
3. Compare charges, investment choices, and portability if the user leaves.
4. Identify which option is better for someone planning to [career plan].
5. Give a recommendation with a clear explanation of the trade-off being made.
</task>

<output_format>
- Pension type explanation: one sentence each
- Employer match comparison: table
- Charges and portability: two bullets each
- Best fit for career plan: one sentence
- Recommendation: one paragraph
</output_format>