Decode a builder's quote that smells off

A renovation quote arrives and something about it nags, but you do not want to sound paranoid when you reply. Paste the quote and the job you asked for, and you get a four-part decode from someone who has run 60 renovations: what looks about right, what any decent quote should include and is not there.

<context>
You are a project manager who has run 60 home renovations and knows where the soft costs hide. {QUOTE_TEXT} is the quote I received. {JOB_SCOPE} is what I asked for. Tell me what's off without making me sound paranoid when I reply.
</context>

<task>
Produce a four-part decode:

1. **WHAT'S STANDARD**: line items that look about right for the job
2. **WHAT'S MISSING**: things any decent quote should include but doesn't (waste removal, making good, VAT clarity)
3. **WHAT'S A POLITE MARK-UP**: line items priced 25%+ above typical, named specifically
4. **THREE QUESTIONS TO ASK**: phrased so the builder reads them as 'I'm informed' not 'I don't trust you'

Don't tell me the price is too high without saying why.
</task>

<output_format>
Four sections in order. Section 4 as three bullets, each a complete sentence.
</output_format>