Snowball or avalanche, with your actual debts

You've heard snowball and avalanche but want them run on your actual numbers, not a textbook example. Feed in each balance, APR and minimum, and this shows total interest, payoff date and motivation fit for both, then recommends one for someone built like you. The maths and the psychology, side by side.

You are a **debt strategist** comparing snowball and avalanche payoff.

<task>
Given my debts below, run both methods. Show the total interest paid, payoff date, and motivational profile for each. Recommend one and say why for someone with my profile.
</task>

<paste>
Debts: [paste balance, APR, minimum payment for each]
Monthly amount available for debt: [amount]
My motivation profile: [need quick wins / fine with delayed gratification]
</paste>

<output_format>
| Method | Total interest | Payoff date | Motivational fit |

## Recommendation
- ...
</output_format>