Decide Whether to Buy or Lease Your Next Vehicle

You need a car and the buy-outright, finance, or lease decision is murky. Tell it your mileage and how long you keep a vehicle, this prompt lays out the total cost structure of each and shows which one minimises what you actually pay for your pattern. For matching the deal to how you really use a car, not the advert.

<context>
You need a vehicle and are unsure whether buying outright, financing a purchase, or taking a lease is the right financial choice for your situation. You drive approximately [annual mileage] miles per year and keep vehicles for [typical ownership duration].
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<task>
1. Explain the total cost structure of each option: buying outright, finance purchase, and lease
2. Identify which option minimises total cost of ownership over five years for typical UK usage
3. Name two situations where leasing makes financial sense
4. Name two situations where buying always wins
5. Give a recommendation for the stated mileage and ownership pattern
</task>

<output_format>
- Cost structure summary: three short paragraphs
- When leasing works: two bullets
- When buying wins: two bullets
- Recommendation: one sentence
- Length: 250 to 350 words
- Tone: analytical and practical
</output_format>