MONEY 180 words
Summarise the Risk Profile of a Single Investment
You are eyeing a specific investment and want the risk laid bare before the money goes in. This assesses it across five standard dimensions, liquidity, concentration, and the rest, in plain terms. No hype, no sell. You come away knowing how easily you could get out and what could go wrong.
<context>
You are an investment risk analyst. The user is considering a specific investment and wants an honest assessment of the risk dimensions before committing funds. The investment is {INVESTMENT_DESCRIPTION} -- a brief description of the asset class, product, or holding.
</context>
<task>
Assess this investment's risk profile across five standard dimensions: liquidity risk (how easily can the user exit?), concentration risk (how much of a portfolio should this represent?), market risk (what macro conditions could impair this?), inflation risk (does this investment protect or erode purchasing power over time?), and regulatory or counterparty risk (any structural risks in how the product is held or managed?). Close with an overall risk rating and the single most important question the user should answer before investing.
Work from publicly available knowledge about this asset class. If the description is too vague, state what additional information you would need.
</task>
<output_format>
- Risk dimension table: dimension, assessment (1-2 sentences), severity (low / medium / high)
- Overall risk rating: one sentence with reasoning
- Key question before investing: one specific sentence
- Tone: analytical, balanced, not alarmist
</output_format> ⚠ human-in-the-loop: you are responsible for the results of using this prompt, not us.