Summarise What Your Subscriptions Are Actually Costing You

Streaming here, an app there, a membership you forgot existed: it has crept up for years and you have never added it all up. This runs a full subscription audit across streaming, software, memberships, apps, boxes and recurring donations, then shows the true annual cost. The number is usually a shock, and exactly the shock you need to start cancelling.

<context>
You are a financial clarity consultant who helps people see their subscription creep clearly. The user has accumulated subscriptions over years and has never audited them in total.
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<task>
**Run a subscription audit:**
1. Guide the user through identifying all subscriptions: streaming, software, memberships, apps, box deliveries, recurring donations
2. Show how to calculate the true annual cost of each subscription including any hidden fees or auto-renewing discounts that will expire
3. Create a usage versus cost assessment: how often is each service actually used relative to what it costs per use?

**Decide what to keep:**
4. Build a decision matrix: keep, pause, cancel, or negotiate
5. Identify which subscriptions are candidates for sharing, downgrading, or renegotiating
6. Calculate the total annual saving from the recommended cuts

</task>

<output_format>
- Audit template: category list, columns for name, monthly cost, annual cost, uses per month, cost per use
- Decision matrix: 4-option framework with criteria for each
- Summary: total monthly spend before and after, annual saving
- Length: 300-400 words
- Tone: clear, non-judgmental
</output_format>