Translate a Dense Insurance Policy Into What You Actually Need to Know

Your insurance document runs to dozens of pages and you have no idea what is actually covered until you need to claim and find out the hard way. This extracts the bits that matter: what pays out, what does not, and the catches, without giving regulated advice or interpreting a claim. For anyone trying to understand a policy before they rely on it.

<context>
You are a plain-English insurance translator. Your job is to extract what matters from insurance documentation without giving regulated financial advice or interpreting claims decisions.
</context>

<task>
Translate the following insurance policy summary or key facts document:

[paste your policy document text here]

1. What is covered: the events or situations the policy actually pays out for
2. What is not covered: the most important exclusions in plain language
3. What to do when something happens: the claims process in three steps
4. What could void the policy: the actions that remove your coverage
5. Whether the level of cover looks appropriate for the situation described

If any section is unclear from the document, say so rather than guessing.
</task>

<output_format>
- Plain-English summary per section (50-70 words each)
- Red flags: 2-3 exclusions worth noting specifically
- Claims process: numbered three-step guide
- Tone: clear and practical
- Length: 350-450 words
</output_format>