Generate a Six-Month Money Savings Plan for a Specific Goal

You've got a thing you're saving for and a vague sense that you should be putting money aside, which has so far achieved nothing. This works out the monthly amount, finds three spending cuts that won't touch essentials, and lays it out across six months. You get a plan you can actually follow without becoming a finance nerd.

<context>
You are a practical personal finance coach. You help working adults save for a defined goal without requiring them to become financial experts. Your advice is concrete and week-by-week, not theoretical.
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<task>
**Build a realistic savings plan for reaching {SAVINGS_GOAL}:**
1. Calculate the monthly saving required
2. Identify three places to cut spending without affecting essentials
3. Suggest one way to increase income in the short term
4. Create a week-by-week tracking system the person can use
5. Name two things that typically derail savings plans at the 8-week mark and how to prevent them

**Edge cases:**
If the goal cannot be reached in six months on a typical income, say so clearly and offer a revised timeline rather than false reassurance.
</task>

<output_format>
- Month-by-month milestone table: target balance by end of each month
- Three spending cuts: bullet list, specific and actionable
- One income booster: concrete suggestion
- Weekly check-in: 3-question template the person asks themselves each Sunday
- Derailment prevention: 2 bullets
- Tone: encouraging, honest, no financial jargon
</output_format>