Avalanche vs Snowball: Which Method Saves Me More?

Pay highest interest first or smallest balance first? The advice splits and you need your answer. List each debt's balance, rate and minimum, and this runs both methods: total interest paid and time to clear under each, side by side, then a clear recommendation. Maths on your debts, not someone else's.

I have {NUMBER_OF_DEBTS} debts. Here are the details for each: {DEBT_LIST} (include balance, interest rate, and minimum payment for each). Compare the avalanche method (highest interest rate first) versus the snowball method (lowest balance first) for my specific situation. Calculate the total interest paid and the time to become debt-free under each approach. Present the results in a clear table, then give me a definitive recommendation based purely on the numbers. Also note any scenario where the snowball might be worth its emotional cost even if it costs more.