Debt Priority Ordering for a Tight Monthly Budget

After the essentials there's barely anything left for debt, and several creditors want it. Give it what you can spare and each debt's balance, rate and minimum, and this confirms you can cover the minimums, then builds a payoff order that puts the leftover where it cuts the most interest. A plan for a tight month.

I have multiple debts and limited cash each month. After essential living costs I have {AVAILABLE_MONTHLY} to put toward debt. My debts are: {FULL_DEBT_LIST} (name, balance, APR, minimum payment, type such as credit card/student loan/auto). First, calculate the total minimum payments to ensure I can cover them all. Then, using the remaining money after minimums, build a prioritised payoff order that minimises total interest. Show me a month-by-month repayment schedule for the first {MONTHS_TO_SHOW} months, including which debt gets the extra payment and running balances. Flag any debt where the interest rate means I am barely making progress.