Reframe My Fear of Investing After Seeing Market Drops

Every time you almost start, a crash headline scares you off, and the years tick by. This reframes the fear of bad timing with the actual data: how long markets have historically taken to recover, the cost of waiting versus investing right at a peak, and why time in the market tends to beat trying to time it. Built around your real monthly amount and horizon. For anyone stuck on the starting line.

I have been meaning to start investing for {TIME_WAITING} but every time I am about to begin, I see news about a market crash or recession and I pull back. My intended monthly investment is £{MONTHLY_AMOUNT} into a global index fund over {YEARS} years. Reframe my fear of bad timing using: historical data on market recovery periods, the cost of waiting vs investing at a peak, the role of time in market vs timing the market, and what a missed best-days analysis shows. Acknowledge the emotional reality of loss aversion, then give me a concrete mental model I can use to commit to starting.