Compare Debt Avalanche and Debt Snowball Repayment Strategies

The avalanche method pays less interest. The snowball method is more likely to be followed. This is not a trivial distinction. This compares both methods for a specific debt situation: the interest cost difference, the psychological sustainability, the conditions under which the worse math is the better choice, and a recommendation with the assumption it rests on.

Compare the debt avalanche method and the debt snowball method for someone with {DEBT_SITUATION} (e.g. multiple debts of different sizes and interest rates, mostly equal-sized debts, one large high-interest debt and several small ones).

Cover:
1. How each method works in one sentence
2. The total interest cost difference between the two methods in this situation (directional: which pays less overall)
3. The psychological factor: which method is more likely to be maintained through the middle period
4. The conditions under which the mathematically inferior method is the right choice
5. A recommendation for this specific situation with the single assumption it depends on

Under 250 words.