Energy Supplier Switch: Should I Fix or Follow?

Fix and you might overpay if rates fall; stay variable and you're exposed if they climb. Feed in your current tariff, usage, bill and the best fixed quote you've found, and this walks the factors that matter: where the price cap sits, your usage pattern, and your appetite for a surprise. Then it makes the call clear.

I need to decide whether to fix my energy tariff or stay on a variable rate. My current tariff is {CURRENT_TARIFF} with supplier {CURRENT_SUPPLIER}, expiring {EXPIRY_DATE}. My average monthly bill is {MONTHLY_BILL} and I use approximately {ANNUAL_KWH} kWh per year. The best fixed deal I have found is {BEST_FIXED_QUOTE} per month for {FIX_TERM} months. Walk me through the key factors I should weigh: current Ofgem price cap trajectory, exit fees, direct debit management, smart meter compatibility, and the break-even calculation. Then give me a clear recommendation with your reasoning, and list three questions I should ask any new supplier before switching.