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Money prompts

Budgets, debt, ISAs, the spreadsheet you keep meaning to open.

• money Explain the Difference Between Investing and Speculating

  Find out whether what you are about to do is investing or speculating before you do it.

• money Reframe the Pressure of Earning Less Than You Think You Should

  Separate the real financial problem from the one the comparison is inventing.

• money Critique a Budget You Have Set for a Specific Goal

  Find the assumptions in your budget that are most likely to be wrong before the money runs out.

• money Plan a Debt Repayment Strategy That You Will Actually Stick To

  Build the debt repayment plan you can follow, not just the one that looks best on paper.

• money Generate a Savings Challenge That Fits a Specific Budget and Timeframe

  Design a savings challenge that you will actually complete rather than abandon in week three.

• money Explain What Compound Interest Actually Means for Your Savings

  Understand what compound interest actually does to your money over time.

• money Critique a Financial Goal That Sounds Right but May Not Be

  Check whether the financial goal will actually deliver what you expect it to.

• money Critique a Personal Budget Before Setting It in Stone

  Get an honest read on your budget before you commit to it.

• money Generate a List of the Subscriptions Worth Cancelling First

  Find out which subscriptions are quietly costing you money you have forgotten about.

• money Generate a Financial Plan for a Career Break

  Work out if you can afford the break before you take it.

• money Generate a Strategy for Getting Out of an Expensive Month

  Get a plan for surviving an expensive month without making the next one worse.

• money Explain How Compound Interest Works on Your Savings

  See what your savings actually earn year by year, not just in theory.

• money Explain the Tax Implications of a Financial Decision Before You Make It

  Understand the tax angle of a financial decision before you make it rather than after.

• money Translate a Savings Account Interest Rate Into What It Is Actually Earning

  Find out what your savings account is actually earning once inflation is factored in.

• money Translate a Mortgage Offer Into the Total Cost of What You Are Buying

  Find out what your mortgage actually costs over the full term.

• money Summarise Your Tax Position Before You Need to File

  Work out where you stand on tax before you have to file.

• money Translate a Pension Statement Into What It Actually Means for Your Retirement

  Find out what your pension statement means for your actual retirement.

• money Translate a Mortgage Offer into What It Costs You

  Work out what a mortgage offer actually costs before you sign it.

• money Translate Your Pension Statement into Plain English

  Find out what your pension statement is actually saying, in plain English.

• money Translate an Insurance Policy Into the Cover You Actually Have

  Find out what your insurance policy actually covers before you need it.

• money Summarise Your Current Financial Position in One Honest Page

  See your actual financial position clearly in one honest summary.

• money Decide How to Handle a Financial Windfall Without Making Expensive Mistakes

  Think clearly about what to do when a significant sum of money arrives unexpectedly.

• money Decide How Much of Your Income Should Go Into an Emergency Fund

  Work out the right emergency fund target for your specific situation.

• money Reframe Your Relationship With Money if It Mostly Causes You Anxiety

  Build a more functional relationship with money if it mostly makes you anxious.

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