topic

Money prompts

Budgets, debt, ISAs, the spreadsheet you keep meaning to open.

• money Review Whether Your Insurance Cover Is Correct for Your Actual Life

  Check whether your insurance cover actually matches your life or just matches what you bought years ago.

• money Understand the Difference Between a Stocks and Shares ISA and a Cash ISA

  Understand ISAs well enough to decide which one is right for your situation.

• money Evaluate a Financial Product Before You Sign

  Check what a financial product is not telling you before you sign up for it.

• money Work Out Whether You Can Afford to Reduce Your Hours at Work

  See the full financial picture of going part-time before you commit to it.

• money Set Up a Simple System for Managing Money Week to Week

  Build the simplest system that stops you running out of money without requiring a spreadsheet or daily tracking.

• money Understand How Compound Interest Actually Works in Your Favour

  See compound interest demonstrated with real numbers so it stops being a theoretical concept.

• money Budget for a Big Purchase Without Ruining Your Finances

  Plan for a big purchase with a saving schedule that fits your actual budget.

• money Work Out If a Financial Product Is Worth It Before You Sign

  Find out what a financial product actually costs and who it is designed to benefit.

• money Plan Financially for a Career Change That Will Reduce Your Income

  Plan financially for a career change that will take your income down before it goes back up.

• money Work Out What to Charge as a Freelancer

  Calculate a freelance day rate that actually covers what you need to earn.

• money Check Whether Your Pension Is Actually Working

  Find out whether your pension contributions are on track and identify the one lever to pull if not.

• money Understand Your Tax Return Before You File It

  Understand what your UK Self Assessment tax return actually requires before you file.

• money Plan Your UK Tax Return Before You Owe More Than You Should

  Understand your UK Self Assessment obligations and the reliefs you are probably missing.

• money Build a Budget That Tells the Truth About Where the Money Goes

  Build a budget that maps where the money actually goes, not where you think it does.

• money Build a Debt Repayment Plan That Accounts for How You Actually Spend

  Build a realistic debt repayment plan that picks the right strategy for your actual numbers.

• money Set a Savings Goal That You Can Actually Reach

  Set a savings goal with a timeline and a plan for reaching it.

• money Understand the Difference Between Gross and Net and Why It Matters

  Understand why your take-home pay is not the number they told you at interview.

• life Negotiate a Lower Rate on a Bill You Pay Every Month

  Get a script for reducing the bill you have been meaning to sort out.

• money Understand What Your Investments Are Actually Doing

  Find out what your investments are actually doing without wading through the small print.

• money Summarise Your Month's Spending and What It Is Actually Saying

  Read what your last month of spending is actually saying about your priorities.

• money Compare the Types of Insurance You Need and What You Are Probably Skipping

  Work out which types of insurance you actually need and what you are probably skipping or over-paying for.

• money Summarise Your Financial Position as If Explaining It to a Mortgage Adviser

  Structure your financial position so you can explain it clearly to anyone.

• money Translate a Financial Product Summary into Plain Terms Before You Sign

  Understand what you are actually signing up for before you commit to a financial product.

• money Decide Whether to Pay Down Debt or Start Saving

  Work out whether to pay down your debt or start saving and why.

more money prompts ↓

← all topics