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Money prompts

Budgets, debt, ISAs, the spreadsheet you keep meaning to open.

• money Translate a Debt Management Plan Agreement

  Explains what a debt management plan commits you to before you sign.

• money Translate Actuarial Concepts in a Defined Benefit Pension Valuation

  Plain-language actuarial terms from a DB pension valuation report.

• money Decide Whether to Wind Down a Side Business

  Helps decide whether to keep or close a side business.

• money Translate a Lifetime ISA Penalty Notice

  Explains exactly what the LISA withdrawal charge costs you and why.

• money Translate a Defined Benefit Pension Annual Statement

  Decodes a defined benefit pension statement into plain retirement income figures.

• money Decide Whether to Accept a Financial Settlement Offer

  Tests whether a settlement offer fairly covers your actual loss.

• money Decide Whether to Draw From Your Pension or ISA First in Retirement

  Works out a tax-efficient order to draw from pension, ISA and cash.

• money Decide Whether to Take an Equity Offer in a Pre-IPO Company

  Helps you read a pre-IPO equity offer for what it's really worth.

• money Reframe Financial Security as a Set of Trade-offs Rather Than a Goal

  Stop chasing a moving target and see security as trade-offs.

• money Decide Whether to Remortgage Early and Pay the Exit Fee

  Calculates whether breaking your fix early beats the exit charge.

• money Plan a Three-Month Debt Repayment Strategy

  Build a realistic three-month plan to clear down debt.

• money Decide Whether to Pay Off Debt or Build an Emergency Fund First

  Helps you choose the right order: clear debt or build a safety net.

• money Compare Two Retirement Income Strategies

  Compares an annuity against drawdown for retirement income.

• money Critique a Small Business Revenue Model

  Finds the structural weak points hiding in your revenue model.

• work Translate an HMRC Notice for a Small Business Owner

  Turns a baffling HMRC letter into plain English and a clear next step.

• money Decide Whether to Buy or Lease a Vehicle Through Your Business

  Compares buying versus leasing a business vehicle on tax and cash flow.

• money Critique a Redundancy Payment Calculation

  Checks your redundancy payout for errors and missed entitlements.

• money Compare Two Investment Strategies for a Late-Career Professional

  Compares investment approaches as you near the end of accumulation.

• money Critique Your Own Savings Habit

  Examines why your saving doesn't match what you say you want.

• learn Explain How the UK Tax System Works End to End

  Gives you a mental map of how UK income and spending are taxed.

• learn Explain How Compound Interest Works With Real Numbers

  Shows compound interest in action with concrete numbers, not definitions.

• life Critique Your Household Budget Against Your Actual Life

  Stress-test your budget against the messy life you actually live

• money Decide Whether to Consolidate Multiple Pension Pots

  Walks through whether merging your pension pots is the right move.

• money Critique an Investment Portfolio for Hidden Fees and Drag

  Exposes the fund charges, trading costs and cash drag you've missed.

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