money
Money prompts
Budgets, payslips, contracts, quotes. The numbers you've been avoiding, made legible.
2,232 prompts live in money next drop in 00:31
- Decide Whether to Take a Financial Risk You Have Been Avoiding
Assess whether a financial risk you have been avoiding is worth taking, based on the actual probable outcomes.
- Summarise Your Financial Position in One Page
Get a one-page financial summary: net worth, monthly surplus, emergency fund position, biggest risk, best opportunity.
- Summarise What You Spend on Subscriptions and Whether Each Is Worth It
Get a clear picture of all subscriptions, categorise each by value, and identify what to cancel.
- Decide Whether to Consolidate Pensions From Previous Jobs
Work out whether consolidating old workplace pensions is a good idea for your situation.
- Reframe Avoiding Financial Admin as a Specific Anxiety
Find out what type of financial anxiety is driving the avoidance and design a first step to break the pattern.
- Translate a Redundancy Settlement Into What You Should Do First
Turn a redundancy settlement into a thirty-day financial action plan with tax treatment and runway calculation.
- Compare Paying Off a Mortgage Early Versus Investing the Overpayment
Calculate whether overpaying the mortgage or investing the same amount produces the better outcome.
- Summarise Whether Your Current Insurance Coverage Has Significant Gaps
Get a systematic assessment of insurance coverage gaps for your household situation.
- Compare Index Funds and Actively Managed Funds for a Long-Term Investor
Compare passive index funds and active funds for a long-term investor using the evidence and a specific recommendation.
- Decide Whether to Pay Down Debt or Invest Surplus Income
Work out whether to pay down debt or invest surplus income based on the numbers and your situation.
- Translate a Salary Negotiation Into a Business Case
Convert a salary ask into a business case and prepare an opening statement for the conversation.
- Explain What Inflation Actually Does to Savings Over Time
Understand what inflation actually does to your savings in real numbers over five and ten years.
- Reframe a Spending Habit as a Values Misalignment Rather Than a Discipline Problem
Find out what the spending habit is actually meeting and whether the goal is the right one.
- Critique a Financial Goal to Check Whether It Is Actually Achievable
Check whether a financial goal is mathematically achievable and restate it as an achievable version.
- Translate a Tax Return Requirement Into What You Actually Need to Do
Find out whether you need to do a self-assessment and what the process actually involves.
- Compare Fixed and Variable Rate Mortgages for Your Situation
Choose between a fixed and variable rate mortgage with a break-even calculation and a direct recommendation.
- Critique Your Current Pension Position Before It Is Too Late to Change It
Find out what your pension position will produce and the two or three changes that matter most.
- Reframe the Gap Between Where You Are and Where You Thought You Would Be Financially
Find a more accurate account of why there is a financial gap and what can be done from the current position.
- Explain the Difference Between Saving and Investing for Someone Starting Out
Understand the difference between saving and investing and work out which applies to your situation right now.
- Explain Capital Gains Tax in Plain English for Someone Who Sold an Asset
Understand whether capital gains tax applies to your sale, how much you might owe, and what to do.
- Critique Your Approach to Budgeting and Redesign It
Find what is wrong with the current budgeting approach and design one matched to the actual goal.
- Summarise What Your Last Three Months of Spending Says About Your Priorities
Read your recent spending as a factual record of your actual priorities rather than your stated ones.
- Summarise the Financial Impact of a Major Life Change You Are Planning
Map the full financial impact of a major life change you are planning before you commit to it.
- Decide Whether Your Financial Position Is Strong Enough to Take a Career Risk
Assess whether your current financial position gives you enough runway to take a significant career risk.