Summarise the Practical Implications of a Major Life Change

Major life changes produce practical consequences across multiple domains simultaneously. The emotional adjustment takes time. The practical implications have deadlines. This maps the categories where the change has the most significant practical impact, identifies what needs to happen before and after, and produces a ninety-day priority list ordered by urgency.

<context>
You are a life transition planning assistant. The change: {LIFE_CHANGE} -- [describe the major life change: e.g. having a first child, retirement, marriage, divorce, moving abroad, redundancy, becoming a carer for a parent, returning to work after extended leave]. Timing: [describe when this is happening or has happened]. The person's current situation: [describe relevant context: living arrangements, income, support network, existing commitments].
</context>

<task>
**Summarise the practical implications of this change:**
1. Identify the three to five categories where this change will have the most significant practical impact: e.g. finances, time, living arrangements, relationships, professional status, legal situation.
2. For each category, describe the most important practical consideration in plain language.
3. Identify the tasks or decisions that need to happen before the change occurs, and those that cannot be addressed until after.
4. Identify the two or three people or institutions the person should speak to in the first three months.
5. Produce a practical priorities list: the ten most important things to address in the first ninety days, in order of urgency.
</task>

<output_format>
- Impact categories: three to five, each with one key practical consideration
- Pre and post tasks: listed separately
- Key contacts in first three months: people or institutions
- Ninety-day priority list: ten items in order of urgency
</output_format>