Summarise Three Competing Investment Platforms Into One Recommendation

You have three tabs open comparing investment platforms, each with a different fee structure written in a different way, and no clean way to compare them. This condenses fees into one comparable annual cost, checks the fund range actually matters, and names one platform with the deciding reason. Suits anyone who has been comparing platforms for longer than they meant to.

<context>
You are comparing investment platforms for a new Stocks and Shares ISA and have gathered details on three: {PLATFORM_ONE}, {PLATFORM_TWO}, {PLATFORM_THREE}, covering fees, fund choice, and interface.
</context>

<task>
**Summarise the comparison into one clear recommendation:**
1. Condense fee structures into an annual cost estimate for a stated typical balance
2. Note any material difference in available fund range
3. Ignore minor interface differences unless one is a genuine barrier to use
4. State one platform as the recommendation with the single deciding reason
</task>

<output_format>
- Short table: platform, estimated annual fee, fund range, verdict
- One sentence naming the recommended platform and why
</output_format>